Guide

What is USDT (Tether)? A beginner's guide to stablecoins

USDT (Tether) is a stablecoin — a cryptocurrency designed to hold a steady value of about one US dollar. While Bitcoin can swing up and down, one USDT is meant to always be worth ~$1, which makes it useful for holding and moving value without worrying about price changes.

Why people use USDT

  • Stability. Your balance does not lose value to volatility while you decide what to do with it.
  • Speed and reach. You get crypto’s instant, borderless transfers with dollar-like predictability.
  • Low fees on Tron. Sending USDT on the Tron network costs only cents.

USDT on Tron vs. Ethereum

USDT exists on several networks. The two most common are:

  • USDT-Tron (TRC-20) — very low fees, fast. Best for everyday transfers and smaller amounts.
  • USDT-Ethereum (ERC-20) — widely supported, but network fees can be much higher.

They are the same dollar value, but you must use the matching network on both ends. Sending USDT-Tron to an Ethereum address (or vice versa) can lose your funds. On CryptoLarz you can deposit and withdraw USDT on either network — choose Tron for the cheapest fees.

Is USDT safe to hold?

USDT aims to stay at $1, but like anything in crypto it carries some risk and is only as safe as the wallet it is in — protect your private keys. Many traders keep balances in USDT for stability and convert to other coins when they want exposure.

Want to use USDT? Fund your balance with USDT-Tron for near-zero fees.

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